Both my wife and I are NEVER successful in signing in to our hotmail accounts on the first try.  We always get an error message.  Then, after re-typing our passwords, we are always successful.  I have changed my password, but it doesn't seem to help.  Neither of us are very technoliterate, so please keep this in mind.  We would be grateful for any assistance we could get in solving this.  Thanks.
I currently have two accounts and am trying to create a new account.  I'm using the same exact parameters for the new account (with a different email address) but I get the following message when trying to use the account:

Unable to send or receive messages for the Hvc.rr (mochalover) account. An incorrect password was entered. The next time you send or receive messages, you'll be asked to enter your user name and password for this account.

Server Error: 0x800CCC90
Server Response: -ERR invalid user name or password.
Server: 'pop-server.hvc.rr.com'
Windows Live Mail Error ID: 0x800CCC92
Protocol: POP3
Port: 110
Secure(SSL): No

Thanks for any help you can provide in resolving this problem.

I have received an e-mail from (removed for security reasons) advising that a "DGTFX Trojan virus" has been detected in my windows live folders. They require my user name & password so that my account can be "upgraded to a new 1024-bit RSA key anti-virus firewall". They further advise that my e-mail account will be terminated if I do not respond..Can you please adivse if this is a legitimate e-mail to which I should respond.

WTF is going on with my hotmail account? I have received a returned e-mail I never sent!

This happened last year and had to create a new account but now when I tried to I got a message of unable to complete at this time...

I changed my password yesterday,only to find another return notice of unable to send or delayed...I never sent the BS in the first place!

I have no contacts listed,yet somehow it sent out even more to folks I reply to.SO I deleted any info that could be used to gain access to any of my other e-mail accounts,removed my ph. no.etc.etc...was trying to get this BS too end!!! I will try again later to delete my account and make a new one!

I even tried contacting the "postmaster" but that mail was returned as well,I think my account may be frozen now,yet no notice of that as of yet!

I had beefed up my security weeks before,and this only seems to have started at the beginning of July 2012.I ran 3 full scans with 3 different anti-virus,nothing is showing in any of them,even installed a new on temporarily to be safe,nothing showed on that either,so only thing I can think of the account has been hijacked,but the password change should have stopped that! As I said before WTF is going on here???