I apologise if this has been covered before, I did a search and didn't find anything.  I am intending on buying an Surface2, and have seen that (at least in the UK) it comes with a code to activate an additional 200gb of Skydrive capacity.  Now this would be very useful to me, as I'm fairly well bought into the MS ecosystem, having a Win8.1 PC, an xbox and a Lumia 920, and it all seems to integrate nicely.

My concern is this - as a father of 2, I have loads of photos from the last 5 years of them both, including them playing outside in the summer, sometimes wearing just nappies, shorts etc - nothing weird, just standard family photos that I'm sure most families have.  I've noted the T&Cs that state (paraphrasing) "no partial nudity etc", the risk being having all (or some) of your MS accounts permanently banned. 

I understand that (sadly) in the world we live today, MS has to protect itself again people misusing their services for illegal uses, but I want to ascertain whether everyone is tarred with the same brush, or whether there is some logic that suggests what is appropriate and what is not.

Ultimately it would be a shame not to be able to use the Skydrive services, but I'm not going to stop taking photos of my family, so if I need to disable the "auto upload" function and find another cloud based backup, I'd rather do that now than run the risk of accounts being suspended or banned.

Thanks in advance, Matt