Live Mail 2012 questions

I have Win Live Mail 2012 installed on my Dell with Win 7.  Originally I selected and set up the upper account name in the folder pane as my main and only email account. I recently selected the second (LOWER) account name (same account as in upper account)  in the folder pane and performed same set up as above. Since it also offered the option "set as default account" and selected it. Since then it looks like both accounts are trying to log in at the same time. This just doesn't look or perform right besides taking a very long time to complete log in. I guess that both are competing for log in. When I select the lower account name I am presented with the menu option "remove account". I am tempted to use the "remove account" option and reset to using only the upper account with its Inbox. I have installed non-storage folders and Contacts in the upper account and am reluctant to select "remove account" because I read elsewhere that if I do so it will delete my folders and perhaps the messages on my desktop and the server. I did select "leave a copy of messages on server" and "remove from server when deleted from "" Deleted items"" when I did the server set up. I logged into my account at the ISP using Web Mail on another computer and everything looked okay. I want to restore the original settings that appear in the upper account name on the folder pane but don't want to delete my contacts, folders and saved emails. I appreciate your assistance with cleaning up this mess.